Side-by-side · Q2 2026 data
Country Heritage Credit Union vs Honor Credit Union
Metric by metric
| Measure | Country Heritage Credit Union | Honor Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 49 | 69 (stronger) |
| Earnings | 76 (stronger) | 55 |
| Funding & liquidity | 54 | 75 (stronger) |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 52nd | 58th |
| Total assets | $51.4M | $1.9B |
| Deposits / shares | $39.7M | $1.6B |
| Capital ratio | 22.46% (stronger) | 12.16% |
| Problem loans | 1.54% | 0.92% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.54% |
| Return on assets | 1.41% (stronger) | 0.87% |
| Loans ÷ deposits | 96.3% | 84.8% (stronger) |
| Uninsured deposits | 23.4% | 9.6% (stronger) |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Country Heritage Credit Union has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Country Heritage Credit Union leads on 4 and Honor Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Buchanan, MI