Side-by-side · Q2 2026 data
Countryside Bank vs Adams State Bank
Metric by metric
| Measure | Countryside Bank | Adams State Bank |
|---|---|---|
| TellerScore | 90 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 74 | 84 (stronger) |
| Funding & liquidity | 91 (stronger) | 70 |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 95th | 90th |
| Total assets | $118.5M | $70.2M |
| Deposits / shares | $96.7M | $54.2M |
| Capital ratio | 15.20% | 16.62% (stronger) |
| Problem loans | 0.35% | 0.09% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.35% | 1.59% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 90.1% |
| Uninsured deposits | 8.8% (stronger) | 14.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Adams State Bank has the higher TellerScore (91 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 2 and Adams State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.