Countryside Bank (FDIC certificate #1438) is based in Unadilla, Nebraska. Its Q2 2026 call report shows $118.5M in total assets and $96.7M in deposits and 3 offices.
Based on its Q2 2026 filing, Countryside Bank scores 90/100, which we describe as very strong. That is higher than 95% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 15th. Its strongest component is capital cushion (100/100; 15.20%), and its lowest is earnings (74/100; 1.35%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 90).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 88 |
| Q4 2024 | 87 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 91 |
| Q4 2025 | 90 |
| Q1 2026 | 90 |
| Q2 2026 | 90 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.94% |
| Q3 2024 | 14.90% |
| Q4 2024 | 14.71% |
| Q1 2025 | 14.27% |
| Q2 2025 | 14.68% |
| Q3 2025 | 15.19% |
| Q4 2025 | 15.11% |
| Q1 2026 | 14.81% |
| Q2 2026 | 15.20% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.03% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.02% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.35% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.78% |
| Q3 2024 | 0.70% |
| Q4 2024 | 0.68% |
| Q1 2025 | 1.04% |
| Q2 2025 | 1.21% |
| Q3 2025 | 1.13% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.46% |
| Q2 2026 | 1.35% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $118.5M | 15.20% | 0.35% | 1.35% | 69.5% |
| Q1 2026 | 90 | $120.7M | 14.81% | 0.43% | 1.46% | 66.0% |
| Q4 2025 | 90 | $117.1M | 15.11% | 0.01% | 0.96% | 71.0% |
| Q3 2025 | 91 | $115.1M | 15.19% | 0.02% | 1.13% | 74.2% |
| Q2 2025 | 91 | $115.9M | 14.68% | 0.02% | 1.21% | 70.2% |
| Q1 2025 | 90 | $118.4M | 14.27% | 0.04% | 1.04% | 61.1% |
| Q4 2024 | 87 | $114.1M | 14.71% | 0.03% | 0.68% | 66.1% |
| Q3 2024 | 88 | $111.3M | 14.90% | 0.00% | 0.70% | 66.0% |
| Q2 2024 | 89 | $112.2M | 14.94% | 0.03% | 0.78% | 63.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wahoo State BankBank Wahoo, NE | 66 out of 100, Moderate | $116.5M | 9.0% | 0.00% | vs |
| Custer Federal State BankBank Broken Bow, NE | 80 out of 100, Strong | $120.7M | 12.0% | 0.00% | vs |
| First Central Bank McCookBank Mccook, NE | 41 out of 100, Below average | $122.8M | 11.3% | 5.80% | vs |
| First Bank and Trust of FullertonBank Fullerton, NE | 87 out of 100, Very strong | $108.3M | 14.2% | 0.00% | vs |
| Platte Valley BankBank North Bend, NE | 88 out of 100, Very strong | $107.2M | 13.9% | 0.19% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Countryside Bank?
Yes. Countryside Bank is an FDIC-insured institution (FDIC certificate #1438). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.8% of deposits ($8.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Countryside Bank lists 3 offices in 3 cities. Most locations:
- Burr, NE (1)
- Syracuse, NE (1)
- Unadilla, NE (1)
Identity & history
Profile
- Legal name
- Countryside Bank
- Former names
- The American Bank
- Type
- State-chartered bank
- FDIC certificate #
- 1438
- RSSD ID
- 474357
- Primary regulator
- FDIC
- Holding company
- Ub Inc
- Established
- May 1, 1892
- Headquarters
- 379 Main St, Unadilla, NE 68454
- Website
- www.countrysidebank.com
- Employees
- 15
Quick answers
Countryside Bank: common questions
Is Countryside Bank FDIC insured?
Yes. Countryside Bank is an FDIC-insured institution (FDIC certificate #1438). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Countryside Bank's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Countryside Bank ever failed?
There is no failure record for FDIC certificate #1438 in the FDIC failed bank list.
How many branches does Countryside Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Unadilla
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Adams State BankBank Adams, NE | 91 out of 100, Very strong | $70.2M | 16.6% | 0.09% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| The First National Bank of JohnsonBank Johnson, NE | 88 out of 100, Very strong | $95.6M | 15.2% | 0.00% | vs |
| Horizon BankBank Waverly, NE | 87 out of 100, Very strong | $574.3M | 14.0% | 0.46% | vs |
| Liberty First Credit UnionCredit union Lincoln, NE | 86 out of 100, Very strong | $523.4M | 15.1% | 0.79% | vs |
| Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE | 80 out of 100, Strong | $562.9M | 13.4% | 0.19% | vs |