Side-by-side · Q2 2026 data
Countryside Bank vs City Bank & Trust Co.
Metric by metric
| Measure | Countryside Bank | City Bank & Trust Co. |
|---|---|---|
| TellerScore | 90 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 88 (stronger) | 68 |
| Earnings | 74 (stronger) | 58 |
| Funding & liquidity | 91 (stronger) | 41 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 95th | 16th |
| Total assets | $118.5M | $323.2M |
| Deposits / shares | $96.7M | $288.4M |
| Capital ratio | 15.20% (stronger) | 10.03% |
| Problem loans | 0.35% (stronger) | 0.96% |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 1.35% (stronger) | 0.94% |
| Loans ÷ deposits | 69.5% (stronger) | 100.8% |
| Uninsured deposits | 8.8% (stronger) | 31.3% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.2% |
Countryside Bank has the higher TellerScore (90 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 7 and City Bank & Trust Co. on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.