Side-by-side · Q2 2026 data
Countryside Bank vs First Central Bank McCook
Metric by metric
| Measure | Countryside Bank | First Central Bank McCook |
|---|---|---|
| TellerScore | 90 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 74 (stronger) | 46 |
| Funding & liquidity | 91 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 25 |
| Peer percentile | 95th | 3rd |
| Total assets | $118.5M | $122.8M |
| Deposits / shares | $96.7M | $105.8M |
| Capital ratio | 15.20% (stronger) | 11.30% |
| Problem loans | 0.35% (stronger) | 5.80% |
| Net charge-offs | 0.02% | -0.04% (stronger) |
| Return on assets | 1.35% (stronger) | 0.66% |
| Loans ÷ deposits | 69.5% (stronger) | 93.7% |
| Uninsured deposits | 8.8% (stronger) | 9.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Countryside Bank has the higher TellerScore (90 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 6 and First Central Bank McCook on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.