Side-by-side · Q2 2026 data
Countryside Bank vs First Lincoln Federal Credit Union
Metric by metric
| Measure | Countryside Bank | First Lincoln Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 34 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 74 (stronger) | 0 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 46 |
| Peer percentile | 95th | 2nd |
| Total assets | $118.5M | $17.9M |
| Deposits / shares | $96.7M | $16.1M |
| Capital ratio | 15.20% (stronger) | 9.78% |
| Problem loans | 0.35% (stronger) | 7.36% |
| Net charge-offs | 0.02% (stronger) | 1.53% |
| Return on assets | 1.35% (stronger) | -2.25% |
| Loans ÷ deposits | 69.5% | 39.8% (stronger) |
| Uninsured deposits | 8.8% | 4.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Countryside Bank has the higher TellerScore (90 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 5 and First Lincoln Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.