Side-by-side · Q2 2026 data
Countryside Bank vs Liberty First Credit Union
Metric by metric
| Measure | Countryside Bank | Liberty First Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 86 |
| Capital cushion | 100 | 100 |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 74 | 90 (stronger) |
| Funding & liquidity | 91 (stronger) | 69 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 95th | 89th |
| Total assets | $118.5M | $523.4M |
| Deposits / shares | $96.7M | $437.2M |
| Capital ratio | 15.20% (stronger) | 15.08% |
| Problem loans | 0.35% (stronger) | 0.79% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 1.35% | 1.75% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 91.4% |
| Uninsured deposits | 8.8% | 2.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.0% |
Countryside Bank has the higher TellerScore (90 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Countryside Bank leads on 5 and Liberty First Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.