Side-by-side · Q2 2026 data
County Bank vs Chillicothe State Bank
Metric by metric
| Measure | County Bank | Chillicothe State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 64 |
| Capital cushion | 33 (stronger) | 29 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 74 | 84 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 64th | 26th |
| Total assets | $133.7M | $135.2M |
| Deposits / shares | $120.6M | $122.7M |
| Capital ratio | 8.29% (stronger) | 7.89% |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 2.06% (stronger) | 1.24% |
| Loans ÷ deposits | 86.7% | 60.6% (stronger) |
| Uninsured deposits | 10.3% (stronger) | 29.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
County Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), County Bank leads on 5 and Chillicothe State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.