TellerScore

Headquartered in Brunswick, Missouri, County Bank is a state-chartered bank with $133.7M in total assets and $120.6M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1877.

County Bank has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 64% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 73rd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (33/100, 8.29%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Tier 1 leverage ratio: 8.29%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.06%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 86.7% · 10.3% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
737577Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202473
Q3 202474
Q4 202473
Q1 202575
Q2 202575
Q3 202577
Q4 202575
Q1 202676
Q2 202676
Tier 1 leverage ratio
5.00%6.73%8.46%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.02%
Q3 20248.46%
Q4 20248.27%
Q1 20258.10%
Q2 20258.24%
Q3 20258.43%
Q4 20258.06%
Q1 20267.95%
Q2 20268.29%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.37%1.72%2.06%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.37%
Q3 20241.46%
Q4 20241.53%
Q1 20251.62%
Q2 20251.63%
Q3 20251.83%
Q4 20251.89%
Q1 20261.99%
Q2 20262.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$133.7M8.29%0.00%2.06%86.7%
Q1 202676$134.7M7.95%0.00%1.99%79.8%
Q4 202575$133.6M8.06%0.00%1.89%84.1%
Q3 202577$127.6M8.43%0.00%1.83%75.1%
Q2 202575$123.8M8.24%0.00%1.63%73.6%
Q1 202575$125.3M8.10%0.00%1.62%72.7%
Q4 202473$123.3M8.27%0.00%1.53%77.9%
Q3 202474$123.8M8.46%0.00%1.46%71.4%
Q2 202473$122.6M8.02%0.00%1.37%67.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.29%
4th
Total risk-based capital13.74%
61st
Problem loans0.00%
94th
Net charge-offs0.00%
53rd
Return on assets2.06%
88th
Net interest margin4.74%
87th
Efficiency ratio58.5%
62nd
Loans to deposits86.7%
33rd
Uninsured deposits10.3%
93rd
Loan-loss reserves1.21%
52nd
Texas ratio0.0%
95th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
Community Bank of Pleasant HillBank Pleasant Hill, MO76 out of 100, Strong$133.4M10.4%0.00%vs
State Bank of MissouriBank Concordia, MO55 out of 100, Moderate$134.3M8.9%1.80%vs
Preferred BankBank Rothville, MO69 out of 100, Moderate$134.5M7.6%0.18%vs
Community State BankBank Shelbina, MO83 out of 100, Strong$132.8M12.0%0.10%vs
Chillicothe State BankBank Chillicothe, MO64 out of 100, Moderate$135.2M7.9%0.72%vs
Home Savings and Loan Association of Carroll County, F.A.Bank Norborne, MO81 out of 100, Strong$131.4M14.5%0.73%vs

Deposit insurance

Is my money safe at County Bank?

Yes. County Bank is an FDIC-insured institution (FDIC certificate #12220). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 10.3% of deposits ($12.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.29%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.74% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

County Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
County Bank
Former names
Commerce Bank of Brunswick; Chariton County Bank
Type
State-chartered bank
FDIC certificate #
12220
RSSD ID
1016848
Primary regulator
FDIC
Holding company
Chariton County Bancshares Inc
Established
April 2, 1877
Headquarters
116 W Broadway St, Brunswick, MO 65236
Employees
20

Quick answers

County Bank: common questions

Is County Bank FDIC insured?

Yes. County Bank is an FDIC-insured institution (FDIC certificate #12220). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is County Bank's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has County Bank ever failed?

There is no failure record for FDIC certificate #12220 in the FDIC failed bank list.

How many branches does County Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Brunswick

InstitutionScoreAssetsCapitalProblem loansCompare
Regional Missouri BankBank Marceline, MO84 out of 100, Strong$597.4M11.6%0.07%vs
Home Savings and Loan Association of Carroll County, F.A.Bank Norborne, MO81 out of 100, Strong$131.4M14.5%0.73%vs
Bank 21Bank Carrollton, MO79 out of 100, Strong$202.1M11.5%0.05%vs
Preferred BankBank Rothville, MO69 out of 100, Moderate$134.5M7.6%0.18%vs
Community Bank of MarshallBank Marshall, MO69 out of 100, Moderate$250.2M10.0%1.01%vs
Carroll County Trust Company of Carrollton, MissouriBank Carrollton, MO61 out of 100, Moderate$207.6M9.0%0.61%vs