TellerScore

Side-by-side · Q2 2026 data

County National Bank vs Northstar Bank

Bank

County National Bank

Hillsdale, Michigan · $1 billion – $10 billion

41of 100
Below average

Bank

Northstar Bank

Bad Axe, Michigan · $1 billion – $10 billion

59of 100
Moderate

Metric by metric

MeasureCounty National BankNorthstar Bank
TellerScore4159 (stronger)
Capital cushion43 (stronger)41
Loan quality1373 (stronger)
Earnings6072 (stronger)
Funding & liquidity47 (stronger)44
Problem-loan coverage5677 (stronger)
Peer percentile2nd19th
Total assets$1.4B$1.2B
Deposits / shares$1.1B$973.6M
Capital ratio9.34% (stronger)9.11%
Problem loans2.62%0.80% (stronger)
Net charge-offs0.08%-0.02% (stronger)
Return on assets1.00%1.30% (stronger)
Loans ÷ deposits101.9%101.0% (stronger)
Uninsured deposits25.0% (stronger)28.4%
Offices1310
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)11.9%2.2%

Northstar Bank has the higher TellerScore (59 vs 41). On the 7 directional measures above (where higher or lower is clearly better), County National Bank leads on 2 and Northstar Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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