Side-by-side · Q2 2026 data
County Schools Federal Credit Union vs Upward Credit Union
Credit union
County Schools Federal Credit Union
Ventura, California · Under $100 million in assets
Metric by metric
| Measure | County Schools Federal Credit Union | Upward Credit Union |
|---|---|---|
| TellerScore | 34 | 68 (stronger) |
| Capital cushion | 35 | 64 (stronger) |
| Loan quality | 0 | 62 (stronger) |
| Earnings | 25 | 49 (stronger) |
| Funding & liquidity | 90 | 98 (stronger) |
| Problem-loan coverage | 47 | 89 (stronger) |
| Peer percentile | 2nd | 36th |
| Total assets | $91.0M | $92.7M |
| Deposits / shares | $83.0M | $79.5M |
| Capital ratio | 8.51% | 11.44% (stronger) |
| Problem loans | 3.52% | 1.15% (stronger) |
| Net charge-offs | 0.60% | 0.15% (stronger) |
| Return on assets | 0.13% | 0.71% (stronger) |
| Loans ÷ deposits | 69.8% | 62.7% (stronger) |
| Uninsured deposits | 9.0% | 1.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Upward Credit Union has the higher TellerScore (68 vs 34). On the 7 directional measures above (where higher or lower is clearly better), County Schools Federal Credit Union leads on 0 and Upward Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.