Side-by-side · Q2 2026 data
Countybank vs Carolina Bank & Trust Co.
Metric by metric
| Measure | Countybank | Carolina Bank & Trust Co. |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 37 | 85 (stronger) |
| Loan quality | 85 | 86 (stronger) |
| Earnings | 78 | 94 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 40th | 84th |
| Total assets | $733.0M | $844.6M |
| Deposits / shares | $623.1M | $727.4M |
| Capital ratio | 8.72% | 13.51% (stronger) |
| Problem loans | 0.44% | 0.41% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.20% |
| Return on assets | 1.45% | 1.85% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 82.3% |
| Uninsured deposits | 28.2% (stronger) | 40.1% |
| Offices | 8 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 5.4% |
Carolina Bank & Trust Co. has the higher TellerScore (83 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 3 and Carolina Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.