Countybank is a state-chartered bank headquartered in Greenwood, South Carolina, in business for about 93 years. At the end of Q2 2026 it reported $733.0M in total assets and $623.1M in deposits, with 13 offices.
Based on its Q2 2026 filing, Countybank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 44 banks headquartered in South Carolina, it ranks 30th. Its strongest component is problem-loan coverage (90/100; 5.1%), and its lowest is capital cushion (37/100; 8.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (62 → 69), mostly because the loan quality component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 64 |
| Q4 2024 | 61 |
| Q1 2025 | 61 |
| Q2 2025 | 62 |
| Q3 2025 | 63 |
| Q4 2025 | 65 |
| Q1 2026 | 71 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.71% |
| Q3 2024 | 8.59% |
| Q4 2024 | 8.56% |
| Q1 2025 | 8.55% |
| Q2 2025 | 8.54% |
| Q3 2025 | 8.51% |
| Q4 2025 | 8.52% |
| Q1 2026 | 8.65% |
| Q2 2026 | 8.72% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.33% |
| Q3 2024 | 0.29% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.81% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.80% |
| Q4 2025 | 0.68% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 0.76% |
| Q4 2024 | 0.93% |
| Q1 2025 | 1.05% |
| Q2 2025 | 1.14% |
| Q3 2025 | 1.21% |
| Q4 2025 | 1.22% |
| Q1 2026 | 1.50% |
| Q2 2026 | 1.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $733.0M | 8.72% | 0.44% | 1.45% | 65.4% |
| Q1 2026 | 71 | $748.4M | 8.65% | 0.26% | 1.50% | 61.8% |
| Q4 2025 | 65 | $729.6M | 8.52% | 0.68% | 1.22% | 62.0% |
| Q3 2025 | 63 | $736.4M | 8.51% | 0.80% | 1.21% | 62.5% |
| Q2 2025 | 62 | $724.1M | 8.54% | 0.80% | 1.14% | 65.6% |
| Q1 2025 | 61 | $729.0M | 8.55% | 0.81% | 1.05% | 63.5% |
| Q4 2024 | 61 | $712.5M | 8.56% | 0.74% | 0.93% | 66.1% |
| Q3 2024 | 64 | $714.9M | 8.59% | 0.29% | 0.76% | 71.0% |
| Q2 2024 | 63 | $690.2M | 8.71% | 0.33% | 0.62% | 72.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in South Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| OPTUS BankBank Columbia, SC | 75 out of 100, Strong | $764.2M | 13.0% | 0.94% | vs |
| Oconee Federal Savings and Loan AssociationBank Seneca, SC | 78 out of 100, Strong | $679.4M | 13.6% | 0.33% | vs |
| Arthur State BankBank Union, SC | 62 out of 100, Moderate | $831.9M | 8.3% | 0.60% | vs |
| Carolina Bank & Trust Co.Bank Lamar, SC | 83 out of 100, Strong | $844.6M | 13.5% | 0.41% | vs |
| Palmetto State BankBank Hampton, SC | 88 out of 100, Very strong | $597.5M | 14.8% | 0.12% | vs |
| First Piedmont Federal Savings and Loan Association of GaffneyBank Gaffney, SC | 84 out of 100, Strong | $597.1M | 29.1% | 0.73% | vs |
Deposit insurance
Is my money safe at Countybank?
Yes. Countybank is an FDIC-insured institution (FDIC certificate #9155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.2% of deposits ($175.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.72%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.61% (benchmark: 10%).
13 locations
Branches
Countybank lists 8 offices in 4 cities. Most locations:
- Greenwood, SC (3)
- Greenville, SC (2)
- Greer, SC (2)
- Anderson, SC (1)
HMDA 2025
Mortgage lending
In 2025, Countybank reported 876 home-loan applications under HMDA (LEI 549300III1DMY3SLAW56): 642 originated ($215,940,000 total), 45 denied, and 183 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.5%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Countybank
- Former names
- The County Bank
- Type
- State-chartered bank
- FDIC certificate #
- 9155
- RSSD ID
- 271529
- Primary regulator
- FDIC
- Holding company
- Tcb Corp
- Established
- June 5, 1933
- Headquarters
- 419 Main St, Greenwood, SC 29646
- Website
- www.ecountybank.com
- Employees
- 169
Quick answers
Countybank: common questions
Is Countybank FDIC insured?
Yes. Countybank is an FDIC-insured institution (FDIC certificate #9155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Countybank's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Countybank ever failed?
There is no failure record for FDIC certificate #9155 in the FDIC failed bank list.
How many branches does Countybank have?
13 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Greenwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Allsouth Federal Credit UnionCredit union Columbia, SC | 93 out of 100, Very strong | $1.5B | 19.6% | 0.41% | vs |
| S. C. State Federal Credit UnionCredit union Columbia, SC | 91 out of 100, Very strong | $1.5B | 15.6% | 0.82% | vs |
| Founders Federal Credit UnionCredit union Lancaster, SC | 79 out of 100, Strong | $5.2B | 13.6% | 0.68% | vs |
| The Commercial BankBank Honea Path, SC | 76 out of 100, Strong | $284.2M | 12.6% | 0.75% | vs |
| Parda Federal Credit UnionCredit union Auburn Hills, MI | 75 out of 100, Strong | $217.4M | 13.7% | 0.75% | vs |
| SouthState Bank, National AssociationBank Winter Haven, FL | 68 out of 100, Moderate | $68.8B | 10.3% | 0.54% | vs |