Side-by-side · Q2 2026 data
Countybank vs First Piedmont Federal Savings and Loan Association of Gaffney
Bank
First Piedmont Federal Savings and Loan Association of Gaffney
Gaffney, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Countybank | First Piedmont Federal Savings and Loan Association of Gaffney |
|---|---|---|
| TellerScore | 69 | 84 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 85 (stronger) | 76 |
| Earnings | 78 | 90 (stronger) |
| Funding & liquidity | 80 (stronger) | 50 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 40th | 86th |
| Total assets | $733.0M | $597.1M |
| Deposits / shares | $623.1M | $420.5M |
| Capital ratio | 8.72% | 29.14% (stronger) |
| Problem loans | 0.44% (stronger) | 0.73% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.45% | 1.76% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 122.5% |
| Uninsured deposits | 28.2% | 13.7% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | — |
First Piedmont Federal Savings and Loan Association of Gaffney has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 3 and First Piedmont Federal Savings and Loan Association of Gaffney on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.