Side-by-side · Q2 2026 data
Countybank vs Oconee Federal Savings and Loan Association
Bank
Oconee Federal Savings and Loan Association
Seneca, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Countybank | Oconee Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 37 | 86 (stronger) |
| Loan quality | 85 | 89 (stronger) |
| Earnings | 78 (stronger) | 50 |
| Funding & liquidity | 80 (stronger) | 72 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $733.0M | $679.4M |
| Deposits / shares | $623.1M | $571.2M |
| Capital ratio | 8.72% | 13.55% (stronger) |
| Problem loans | 0.44% | 0.33% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 1.45% (stronger) | 0.76% |
| Loans ÷ deposits | 65.4% (stronger) | 86.8% |
| Uninsured deposits | 28.2% | 16.4% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 12.0% |
Oconee Federal Savings and Loan Association has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 3 and Oconee Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.