Side-by-side · Q2 2026 data
Countybank vs S. C. State Federal Credit Union
Credit union
S. C. State Federal Credit Union
Columbia, South Carolina · $1 billion – $10 billion
Metric by metric
| Measure | Countybank | S. C. State Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 91 (stronger) |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 85 (stronger) | 73 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 80 | 90 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 40th | 98th |
| Total assets | $733.0M | $1.5B |
| Deposits / shares | $623.1M | $1.2B |
| Capital ratio | 8.72% | 15.57% (stronger) |
| Problem loans | 0.44% (stronger) | 0.82% |
| Net charge-offs | -0.02% (stronger) | 1.01% |
| Return on assets | 1.45% | 2.06% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 70.2% |
| Uninsured deposits | 28.2% | 3.6% (stronger) |
| Offices | 8 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.5% | 23.2% |
S. C. State Federal Credit Union has the higher TellerScore (91 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Countybank leads on 3 and S. C. State Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.