Side-by-side · Q2 2026 data
Covington County Bank vs Grand Bank for Savings, FSB
Metric by metric
| Measure | Covington County Bank | Grand Bank for Savings, FSB |
|---|---|---|
| TellerScore | 77 (stronger) | 64 |
| Capital cushion | 88 (stronger) | 60 |
| Loan quality | 67 | 74 (stronger) |
| Earnings | 77 (stronger) | 35 |
| Funding & liquidity | 74 | 78 (stronger) |
| Problem-loan coverage | 78 | 86 (stronger) |
| Peer percentile | 68th | 26th |
| Total assets | $109.2M | $280.4M |
| Deposits / shares | $93.9M | $246.9M |
| Capital ratio | 13.76% (stronger) | 10.98% |
| Problem loans | 0.99% | 0.78% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.42% (stronger) | 0.39% |
| Loans ÷ deposits | 86.1% | 82.3% (stronger) |
| Uninsured deposits | 12.8% | 12.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Covington County Bank has the higher TellerScore (77 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Covington County Bank leads on 3 and Grand Bank for Savings, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.