Side-by-side · Q2 2026 data
Cpm Federal Credit Union vs Mtc Federal Credit Union
Credit union
Cpm Federal Credit Union
North Charlesto, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Cpm Federal Credit Union | Mtc Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 67 (stronger) |
| Capital cushion | 39 | 77 (stronger) |
| Loan quality | 36 | 70 (stronger) |
| Earnings | 25 | 25 |
| Funding & liquidity | 87 (stronger) | 83 |
| Problem-loan coverage | 71 | 90 (stronger) |
| Peer percentile | 3rd | 41st |
| Total assets | $759.3M | $302.6M |
| Deposits / shares | $688.0M | $259.3M |
| Capital ratio | 8.89% | 12.73% (stronger) |
| Problem loans | 1.92% | 0.90% (stronger) |
| Net charge-offs | 2.19% | 0.51% (stronger) |
| Return on assets | 0.12% | 0.13% (stronger) |
| Loans ÷ deposits | 73.6% (stronger) | 76.9% |
| Uninsured deposits | 4.0% (stronger) | 5.7% |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 10.5% |
Mtc Federal Credit Union has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Cpm Federal Credit Union leads on 2 and Mtc Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.