Side-by-side · Q2 2026 data
Cpm Federal Credit Union vs Spc Credit Union
Credit union
Cpm Federal Credit Union
North Charlesto, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Cpm Federal Credit Union | Spc Credit Union |
|---|---|---|
| TellerScore | 46 | 66 (stronger) |
| Capital cushion | 39 | 64 (stronger) |
| Loan quality | 36 | 62 (stronger) |
| Earnings | 25 | 46 (stronger) |
| Funding & liquidity | 87 | 93 (stronger) |
| Problem-loan coverage | 71 | 86 (stronger) |
| Peer percentile | 3rd | 37th |
| Total assets | $759.3M | $265.8M |
| Deposits / shares | $688.0M | $234.3M |
| Capital ratio | 8.89% | 11.42% (stronger) |
| Problem loans | 1.92% | 1.13% (stronger) |
| Net charge-offs | 2.19% | 0.71% (stronger) |
| Return on assets | 0.12% | 0.65% (stronger) |
| Loans ÷ deposits | 73.6% | 67.7% (stronger) |
| Uninsured deposits | 4.0% | 3.5% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.3% | 46.8% |
Spc Credit Union has the higher TellerScore (66 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Cpm Federal Credit Union leads on 0 and Spc Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.