Side-by-side · Q2 2026 data
Craft Bank vs Classic City Bank
Metric by metric
| Measure | Craft Bank | Classic City Bank |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 88 (stronger) | 60 |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 45 | 48 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $305.9M | $314.3M |
| Deposits / shares | $260.3M | $277.8M |
| Capital ratio | 13.81% (stronger) | 11.04% |
| Problem loans | 1.61% | 0.00% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.37% | 2.11% (stronger) |
| Loans ÷ deposits | 99.4% | 72.5% (stronger) |
| Uninsured deposits | 29.5% (stronger) | 50.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Classic City Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Craft Bank leads on 2 and Classic City Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.