Craft Bank (FDIC certificate #59209) is based in Atlanta, Georgia. Its Q2 2026 call report shows $305.9M in total assets and $260.3M in deposits and 2 offices.
Craft Bank has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 2,650 banks with $100 million – $1 billion. Among 124 banks headquartered in Georgia, it ranks 93rd. Capital cushion contributes the most (88/100, 13.81%); funding & liquidity contributes the least (45/100, 99% loans-to-deposits, 29% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (77 → 68), mostly because the loan quality component weakened by 31 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 81 |
| Q3 2024 | 62 |
| Q4 2024 | 70 |
| Q1 2025 | 74 |
| Q2 2025 | 77 |
| Q3 2025 | 77 |
| Q4 2025 | 84 |
| Q1 2026 | 66 |
| Q2 2026 | 68 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.87% |
| Q3 2024 | 12.02% |
| Q4 2024 | 12.11% |
| Q1 2025 | 12.42% |
| Q2 2025 | 12.67% |
| Q3 2025 | 12.78% |
| Q4 2025 | 15.05% |
| Q1 2026 | 14.36% |
| Q2 2026 | 13.81% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 1.85% |
| Q4 2024 | 0.95% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.68% |
| Q3 2025 | 0.76% |
| Q4 2025 | 0.73% |
| Q1 2026 | 1.82% |
| Q2 2026 | 1.61% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.74% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.70% |
| Q1 2025 | 1.87% |
| Q2 2025 | 2.03% |
| Q3 2025 | 1.91% |
| Q4 2025 | 1.98% |
| Q1 2026 | 1.15% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $305.9M | 13.81% | 1.61% | 1.37% | 99.4% |
| Q1 2026 | 66 | $322.4M | 14.36% | 1.82% | 1.15% | 88.2% |
| Q4 2025 | 84 | $271.6M | 15.05% | 0.73% | 1.98% | 101.2% |
| Q3 2025 | 77 | $276.7M | 12.78% | 0.76% | 1.91% | 92.8% |
| Q2 2025 | 77 | $264.1M | 12.67% | 0.68% | 2.03% | 95.2% |
| Q1 2025 | 74 | $260.8M | 12.42% | 0.66% | 1.87% | 98.1% |
| Q4 2024 | 70 | $263.4M | 12.11% | 0.95% | 1.70% | 91.1% |
| Q3 2024 | 62 | $242.1M | 12.02% | 1.85% | 1.73% | 96.7% |
| Q2 2024 | 81 | $246.9M | 11.87% | 0.00% | 1.74% | 93.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Claxton BankBank Bellville, GA | 50 out of 100, Below average | $304.8M | 12.6% | 2.51% | vs |
| United National BankBank Cairo, GA | 65 out of 100, Moderate | $308.7M | 14.8% | 2.15% | vs |
| Durden Banking Company, IncorporatedBank Twin City, GA | 92 out of 100, Very strong | $299.2M | 16.2% | 0.11% | vs |
| Classic City BankBank Athens, GA | 80 out of 100, Strong | $314.3M | 11.0% | 0.00% | vs |
| Community Banking CompanyBank Fitzgerald, GA | 77 out of 100, Strong | $297.3M | 11.3% | 0.64% | vs |
| Georgia First BankBank Soperton, GA | 75 out of 100, Strong | $290.8M | 9.5% | 0.07% | vs |
Deposit insurance
Is my money safe at Craft Bank?
Yes. Craft Bank is an FDIC-insured institution (FDIC certificate #59209). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 29.5% of deposits ($76.8M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.81%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.55% (benchmark: 10%).
2 locations
Branches
Craft Bank lists 2 offices in 2 cities. Most locations:
- Atlanta, GA (1)
- Marietta, GA (1)
Identity & history
Profile
- Legal name
- Craft Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59209
- RSSD ID
- 5472880
- Primary regulator
- FDIC
- Holding company
- Craft Bancshares Inc
- Established
- October 15, 2020
- Headquarters
- 1575 Northside Dr Nw, Atlanta, GA 30318
- Website
- www.craft.bank
- Employees
- 26
Quick answers
Craft Bank: common questions
Is Craft Bank FDIC insured?
Yes. Craft Bank is an FDIC-insured institution (FDIC certificate #59209). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Craft Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Craft Bank ever failed?
There is no failure record for FDIC certificate #59209 in the FDIC failed bank list.
How many branches does Craft Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Atlanta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| CIBC National Trust CompanyBank Atlanta, GA | 93 out of 100, Very strong | $412.8M | 59.6% | 0.00% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Northside Federal Credit UnionCredit union Atlanta, GA | 88 out of 100, Very strong | $20.8M | 18.9% | 0.54% | vs |
| Genuine Parts Credit UnionCredit union Norcross, GA | 87 out of 100, Very strong | $19.5M | 79.2% | 0.00% | vs |
| Southern Energy Credit UnionCredit union Birmingham, AL | 84 out of 100, Strong | $3.6B | 14.6% | 0.23% | vs |