Side-by-side · Q2 2026 data
Crawford County Trust and Savings Bank vs Defiance State Bank
Metric by metric
| Measure | Crawford County Trust and Savings Bank | Defiance State Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 68 |
| Capital cushion | 49 | 49 |
| Loan quality | 99 (stronger) | 97 |
| Earnings | 96 (stronger) | 49 |
| Funding & liquidity | 74 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 33rd |
| Total assets | $294.5M | $42.6M |
| Deposits / shares | $267.2M | $33.5M |
| Capital ratio | 9.93% (stronger) | 9.86% |
| Problem loans | 0.03% (stronger) | 0.08% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.89% (stronger) | 0.71% |
| Loans ÷ deposits | 71.3% (stronger) | 95.3% |
| Uninsured deposits | 28.2% | 8.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crawford County Trust and Savings Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Crawford County Trust and Savings Bank leads on 5 and Defiance State Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.