TellerScore

Headquartered in Denison, Iowa, Crawford County Trust and Savings Bank is a state-chartered bank with $294.5M in total assets and $267.2M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1927.

Crawford County Trust and Savings Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 59th. Problem-loan coverage contributes the most (100/100, 0.2%); capital cushion contributes the least (49/100, 9.93%).

TellerScore · Q2 2026

Scorecard

Capital cushion49/100
Tier 1 leverage ratio: 9.93%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.03%
Earnings96/100
Return on assets (annualized): 1.89%
Funding & liquidity74/100
Loans ÷ deposits and uninsured-deposit share: 71.3% · 28.2% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.22%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 23 points (57 → 80), mostly because the loan quality component improved by 66 points.

TellerScore
576980Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202469
Q3 202472
Q4 202472
Q1 202572
Q2 202557
Q3 202576
Q4 202576
Q1 202678
Q2 202680
Tier 1 leverage ratio
5.00%7.46%9.93%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.69%
Q3 20249.03%
Q4 20248.98%
Q1 20259.21%
Q2 20259.26%
Q3 20259.63%
Q4 20259.63%
Q1 20269.84%
Q2 20269.93%
Noncurrent loans
0.03%1.01%2.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.36%
Q3 20240.24%
Q4 20240.25%
Q1 20250.24%
Q2 20252.00%
Q3 20250.24%
Q4 20250.18%
Q1 20260.19%
Q2 20260.03%
Return on assets
1.55%1.72%1.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.56%
Q3 20241.57%
Q4 20241.64%
Q1 20251.55%
Q2 20251.72%
Q3 20251.79%
Q4 20251.82%
Q1 20261.89%
Q2 20261.89%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202680$294.5M9.93%0.03%1.89%71.3%
Q1 202678$285.3M9.84%0.19%1.89%73.2%
Q4 202576$287.3M9.63%0.18%1.82%75.5%
Q3 202576$279.1M9.63%0.24%1.79%75.0%
Q2 202557$276.6M9.26%2.00%1.72%75.4%
Q1 202572$283.7M9.21%0.24%1.55%74.3%
Q4 202472$275.5M8.98%0.25%1.64%76.1%
Q3 202472$272.4M9.03%0.24%1.57%77.0%
Q2 202469$270.5M8.69%0.36%1.56%76.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.93%
29th
Total risk-based capital15.50%
70th
Problem loans0.03%
81st
Net charge-offs0.05%
27th
Return on assets1.89%
84th
Net interest margin3.76%
40th
Efficiency ratio48.0%
87th
Loans to deposits71.3%
67th
Uninsured deposits28.2%
34th
Loan-loss reserves1.17%
48th
Texas ratio0.2%
83rd

Similar-size banks in Iowa

InstitutionScoreAssetsCapitalProblem loansCompare
State Savings BankBank West Des Moines, IA58 out of 100, Moderate$291.9M8.7%1.02%vs
Leighton State BankBank Pella, IA74 out of 100, Strong$298.2M11.0%0.79%vs
United Community BankBank Milford, IA51 out of 100, Below average$290.0M8.5%1.51%vs
Farmers Savings BankBank Colesburg, IA59 out of 100, Moderate$299.1M11.0%1.87%vs
The Home Trust & Savings BankBank Osage, IA69 out of 100, Moderate$287.7M10.8%0.80%vs
First Whitney Bank and TrustBank Atlantic, IA84 out of 100, Strong$287.5M11.5%0.00%vs

Deposit insurance

Is my money safe at Crawford County Trust and Savings Bank?

Yes. Crawford County Trust and Savings Bank is an FDIC-insured institution (FDIC certificate #8511). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 28.2% of deposits ($75.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.93%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.50% (benchmark: 10%).

Check how much of your own balance is covered

3 locations

Branches

Crawford County Trust and Savings Bank lists 3 offices in 3 cities. Most locations:

  • Audubon, IA (1)
  • Denison, IA (1)
  • Kimballton, IA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Crawford County Trust and Savings Bank
Type
State-chartered bank
FDIC certificate #
8511
RSSD ID
810544
Primary regulator
FDIC
Holding company
Viking Corp the
Established
March 15, 1927
Headquarters
21 N Main St, Denison, IA 51442
Employees
34

Quick answers

Crawford County Trust and Savings Bank: common questions

Is Crawford County Trust and Savings Bank FDIC insured?

Yes. Crawford County Trust and Savings Bank is an FDIC-insured institution (FDIC certificate #8511). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Crawford County Trust and Savings Bank's TellerScore?

80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Crawford County Trust and Savings Bank ever failed?

There is no failure record for FDIC certificate #8511 in the FDIC failed bank list.

How many branches does Crawford County Trust and Savings Bank have?

3 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Denison

InstitutionScoreAssetsCapitalProblem loansCompare
Templeton Savings BankBank Templeton, IA93 out of 100, Very strong$169.6M14.5%0.00%vs
The First National Bank of ManningBank Manning, IA91 out of 100, Very strong$87.7M15.0%0.00%vs
Farmers State BankBank Lake View, IA87 out of 100, Very strong$36.7M13.1%0.00%vs
First Security BankBank Mapleton, IA86 out of 100, Very strong$65.2M12.3%0.00%vs
Breda Savings BankBank Breda, IA82 out of 100, Strong$106.0M10.9%0.00%vs
First State BankBank Webster City, IA81 out of 100, Strong$674.3M12.4%0.12%vs