Side-by-side · Q2 2026 data
Credit First National Association vs Oc Federal Credit Union
Metric by metric
| Measure | Credit First National Association | Oc Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 61 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 96th | 80th |
| Total assets | $39.8M | $314.9M |
| Deposits / shares | $500K | $250.9M |
| Capital ratio | 98.26% (stronger) | 13.50% |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 22.54% (stronger) | 0.99% |
| Loans ÷ deposits | 0.0% (stronger) | 91.2% |
| Uninsured deposits | 50.4% | 6.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit First National Association has the higher TellerScore (94 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Credit First National Association leads on 6 and Oc Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.