Side-by-side · Q2 2026 data
Credit One Bank, National Association vs American First National Bank
Metric by metric
| Measure | Credit One Bank, National Association | American First National Bank |
|---|---|---|
| TellerScore | 66 | 87 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 0 | 86 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 54 (stronger) |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 40th | 98th |
| Total assets | $2.4B | $2.9B |
| Deposits / shares | $1.4B | $2.4B |
| Capital ratio | 28.17% (stronger) | 14.38% |
| Problem loans | 3.19% | 0.42% (stronger) |
| Net charge-offs | 11.90% | 0.08% (stronger) |
| Return on assets | 25.35% (stronger) | 2.13% |
| Loans ÷ deposits | 117.2% | 97.8% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 22.7% |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
American First National Bank has the higher TellerScore (87 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Credit One Bank, National Association leads on 3 and American First National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.