TellerScore

Credit One Bank, National Association (FDIC certificate #25620) is based in Las Vegas, Nevada. Its Q2 2026 call report shows $2.4B in total assets and $1.4B in deposits and 1 office.

Credit One Bank, National Association has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 40% of its 897 banks with $1 billion – $10 billion. Among 14 banks headquartered in Nevada, it ranks 10th. Capital cushion contributes the most (100/100, 28.17%); loan quality contributes the least (0/100, 3.19%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 28.17%
Loan quality0/100
Noncurrent loans ÷ total loans: 3.19%
Earnings100/100
Return on assets (annualized): 25.35%
Funding & liquidity50/100
Loans ÷ deposits and uninsured-deposit share: 117.2% · 7.8% uninsured
Problem-loan coverage87/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 6.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 66).

TellerScore
656667Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202466
Q4 202466
Q1 202566
Q2 202566
Q3 202566
Q4 202566
Q1 202666
Q2 202666
Tier 1 leverage ratio
5.00%19.56%34.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202432.75%
Q3 202430.91%
Q4 202431.37%
Q1 202534.00%
Q2 202534.13%
Q3 202532.92%
Q4 202526.98%
Q1 202629.51%
Q2 202628.17%
Noncurrent loans
3.19%3.54%3.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20243.54%
Q3 20243.74%
Q4 20243.86%
Q1 20253.90%
Q2 20253.48%
Q3 20253.52%
Q4 20253.60%
Q1 20263.60%
Q2 20263.19%
Return on assets
25.35%29.31%33.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 202429.08%
Q3 202428.55%
Q4 202429.46%
Q1 202533.27%
Q2 202531.35%
Q3 202529.99%
Q4 202527.69%
Q1 202628.31%
Q2 202625.35%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$2.4B28.17%3.19%25.35%117.2%
Q1 202666$2.2B29.51%3.60%28.31%126.1%
Q4 202566$2.0B26.98%3.60%27.69%134.7%
Q3 202566$1.9B32.92%3.52%29.99%136.1%
Q2 202566$1.9B34.13%3.48%31.35%124.4%
Q1 202566$1.8B34.00%3.90%33.27%123.8%
Q4 202466$1.7B31.37%3.86%29.46%130.6%
Q3 202466$1.6B30.91%3.74%28.55%128.1%
Q2 202466$1.6B32.75%3.54%29.08%127.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio28.17%
99th
Total risk-based capital0.00%
13th
Problem loans3.19%
4th
Net charge-offs11.90%
0th
Return on assets25.35%
100th
Net interest margin24.80%
100th
Efficiency ratio59.0%
50th
Loans to deposits117.2%
3rd
Uninsured deposits7.8%
97th
Loan-loss reserves14.56%
100th
Texas ratio6.6%
28th

Similar-size banks in Nevada

InstitutionScoreAssetsCapitalProblem loansCompare
GBankBank Las Vegas, NV50 out of 100, Below average$1.4B13.2%4.96%vs
Farm Bureau Bank FSBBank Reno, NV62 out of 100, Moderate$1.1B10.1%0.79%vs
Wells Fargo National Bank WestBank Las Vegas, NV82 out of 100, Strong$8.8B19.2%0.97%vs

Deposit insurance

Is my money safe at Credit One Bank, National Association?

Yes. Credit One Bank, National Association is an FDIC-insured institution (FDIC certificate #25620). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 7.8% of deposits ($112.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 28.17%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Credit One Bank, National Association lists 1 office in 1 city. Most locations:

All branch addresses and map

CFPB TCCP survey · December 31, 2025

Credit card terms

CardPurchase APRAnnual feeLate feeForeign fee
Best Friends Credit Card28.74% – 29.49%$0$29—
NASCAR American Express Card28.74% – 30.49%$39$29—
Omni Rewards American Express29.99% – 30.49%$0$290.0%
Platinum Rewards Visa with No Annual Fee28.74% – 30.49%$0$29—
Platinum Visa28.74% – 30.49%$39$29—
Platinum Visa for Rebuilding Credit28.74% – 30.49%$75$29—
Platinum X5 Visa28.74% – 30.49%$95$290.0%
Premier American Express Card28.74% – 30.49%$39$290.0%

All Credit One Bank, National Association card terms

Identity & history

Profile

Legal name
Credit One Bank, National Association
Former names
First National Bank of Marin
Type
National bank
FDIC certificate #
25620
RSSD ID
639567
Primary regulator
OCC
Established
July 30, 1984
Headquarters
6801 S Cimarron Rd, Las Vegas, NV 89113
Employees
1,216

Quick answers

Credit One Bank, National Association: common questions

Is Credit One Bank, National Association FDIC insured?

Yes. Credit One Bank, National Association is an FDIC-insured institution (FDIC certificate #25620). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Credit One Bank, National Association's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Credit One Bank, National Association ever failed?

There is no failure record for FDIC certificate #25620 in the FDIC failed bank list.

How many branches does Credit One Bank, National Association have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Las Vegas

InstitutionScoreAssetsCapitalProblem loansCompare
One Nevada Credit UnionCredit union Las Vegas, NV93 out of 100, Very strong$1.5B16.7%0.31%vs
Town & Country BankBank Las Vegas, NV87 out of 100, Very strong$206.9M14.9%0.00%vs
American First National BankBank Houston, TX87 out of 100, Very strong$2.9B14.4%0.42%vs
First Security Bank of NevadaBank Las Vegas, NV84 out of 100, Strong$297.7M26.3%0.70%vs
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