Side-by-side · Q2 2026 data
Credit One Bank, National Association vs First Savings Bank
Metric by metric
| Measure | Credit One Bank, National Association | First Savings Bank |
|---|---|---|
| TellerScore | 66 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 (stronger) | 38 |
| Problem-loan coverage | 87 | 94 (stronger) |
| Peer percentile | 40th | 94th |
| Total assets | $2.4B | $1.6B |
| Deposits / shares | $1.4B | $1.3B |
| Capital ratio | 28.17% (stronger) | 19.25% |
| Problem loans | 3.19% | 0.90% (stronger) |
| Net charge-offs | 11.90% | 4.08% (stronger) |
| Return on assets | 25.35% (stronger) | 2.61% |
| Loans ÷ deposits | 117.2% | 89.6% (stronger) |
| Uninsured deposits | 7.8% (stronger) | 44.2% |
| Offices | 1 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Credit One Bank, National Association leads on 3 and First Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.