Side-by-side · Q2 2026 data
Credit Union of Colorado, a vs High Desert Community Credit Union
Credit union
High Desert Community Credit Union
Aztec, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Credit Union of Colorado, a | High Desert Community Credit Union |
|---|---|---|
| TellerScore | 65 | 69 (stronger) |
| Capital cushion | 54 | 80 (stronger) |
| Loan quality | 75 (stronger) | 35 |
| Earnings | 41 | 60 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 88 |
| Peer percentile | 41st | 38th |
| Total assets | $2.6B | $18.3M |
| Deposits / shares | $2.3B | $15.9M |
| Capital ratio | 10.44% | 12.95% (stronger) |
| Problem loans | 0.74% (stronger) | 1.95% |
| Net charge-offs | 1.04% | 0.12% (stronger) |
| Return on assets | 0.53% | 1.01% (stronger) |
| Loans ÷ deposits | 77.2% | 44.1% (stronger) |
| Uninsured deposits | 8.5% | 0.0% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Desert Community Credit Union has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Colorado, a leads on 1 and High Desert Community Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.