Side-by-side · Q2 2026 data
Credit Union of Colorado, a vs Westerra Credit Union
Metric by metric
| Measure | Credit Union of Colorado, a | Westerra Credit Union |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 54 (stronger) | 53 |
| Loan quality | 75 | 83 (stronger) |
| Earnings | 41 (stronger) | 39 |
| Funding & liquidity | 83 (stronger) | 75 |
| Problem-loan coverage | 89 | 93 (stronger) |
| Peer percentile | 41st | 41st |
| Total assets | $2.6B | $2.1B |
| Deposits / shares | $2.3B | $1.7B |
| Capital ratio | 10.44% (stronger) | 10.30% |
| Problem loans | 0.74% | 0.50% (stronger) |
| Net charge-offs | 1.04% | 0.94% (stronger) |
| Return on assets | 0.53% (stronger) | 0.47% |
| Loans ÷ deposits | 77.2% (stronger) | 85.1% |
| Uninsured deposits | 8.5% (stronger) | 9.5% |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.1% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Credit Union of Colorado, a leads on 4 and Westerra Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.