Side-by-side · Q2 2026 data
Credit Union of Emporia vs McPherson Co-Op Credit Union
Metric by metric
| Measure | Credit Union of Emporia | McPherson Co-Op Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 81 | 96 (stronger) |
| Earnings | 77 (stronger) | 60 |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 89th | 38th |
| Total assets | $42.1M | $44.0M |
| Deposits / shares | $35.4M | $39.6M |
| Capital ratio | 15.31% (stronger) | 9.74% |
| Problem loans | 0.56% | 0.11% (stronger) |
| Net charge-offs | 0.50% | 0.12% (stronger) |
| Return on assets | 1.44% (stronger) | 1.00% |
| Loans ÷ deposits | 33.9% (stronger) | 96.9% |
| Uninsured deposits | 3.2% | 3.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Emporia has the higher TellerScore (90 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Emporia leads on 4 and McPherson Co-Op Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.