Credit Union of Emporia (NCUA charter #63319) is based in Emporia, Kansas. Its Q2 2026 call report shows $42.1M in total assets and $35.4M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Credit Union of Emporia scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 6th. Its strongest component is capital cushion (100/100; 15.31%), and its lowest is earnings (77/100; 1.44%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (82 → 90), mostly because the loan quality component improved by 30 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 89 |
| Q4 2024 | 85 |
| Q1 2025 | 83 |
| Q2 2025 | 82 |
| Q3 2025 | 88 |
| Q4 2025 | 84 |
| Q1 2026 | 92 |
| Q2 2026 | 90 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.69% |
| Q3 2024 | 14.96% |
| Q4 2024 | 15.36% |
| Q1 2025 | 14.84% |
| Q2 2025 | 15.37% |
| Q3 2025 | 15.34% |
| Q4 2025 | 15.88% |
| Q1 2026 | 15.14% |
| Q2 2026 | 15.31% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.58% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.18% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.07% |
| Q4 2025 | 1.29% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.56% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.24% |
| Q3 2024 | 1.28% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.23% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.73% |
| Q4 2025 | 1.43% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.44% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $42.1M | 15.31% | 0.56% | 1.44% | 33.9% |
| Q1 2026 | 92 | $41.5M | 15.14% | 0.30% | 1.31% | 34.7% |
| Q4 2025 | 84 | $38.7M | 15.88% | 1.29% | 1.43% | 38.2% |
| Q3 2025 | 88 | $39.1M | 15.34% | 1.07% | 1.73% | 36.9% |
| Q2 2025 | 82 | $38.0M | 15.37% | 1.46% | 1.35% | 38.0% |
| Q1 2025 | 83 | $38.5M | 14.84% | 1.18% | 1.23% | 36.5% |
| Q4 2024 | 85 | $36.4M | 15.36% | 1.13% | 1.33% | 39.7% |
| Q3 2024 | 89 | $36.5M | 14.96% | 0.58% | 1.28% | 39.6% |
| Q2 2024 | 90 | $36.3M | 14.69% | 0.38% | 1.24% | 39.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B&v Credit UnionCredit union Overland Park, KS | 88 out of 100, Very strong | $42.6M | 18.9% | 0.84% | vs |
| Campus Credit UnionCredit union Wichita, KS | 64 out of 100, Moderate | $41.1M | 9.1% | 0.50% | vs |
| Catholic Family Federal Credit UnionCredit union Wichita, KS | 48 out of 100, Below average | $41.0M | 7.4% | 1.17% | vs |
| McPherson Co-Op Credit UnionCredit union McPherson, KS | 69 out of 100, Moderate | $44.0M | 9.7% | 0.11% | vs |
| U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS | 87 out of 100, Very strong | $34.0M | 13.9% | 0.15% | vs |
| Sunflower Community Federal Credit UnionCredit union Marysville, KS | 37 out of 100, Low | $33.1M | 8.2% | 3.45% | vs |
Deposit insurance
Is my money safe at Credit Union of Emporia?
Yes. Credit Union of Emporia is a federally insured credit union (NCUA charter #63319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.2% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 15.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Credit Union of Emporia lists 1 office in 1 city. Most locations:
- Emporia, KS (1)
Identity & history
Profile
- Legal name
- Credit Union of Emporia
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63319
- RSSD ID
- 377391
- Primary regulator
- State + NCUA
- Established
- 1953
- Headquarters
- 2711 W 15th Ave, Emporia, KS 66801
- Employees
- 10
Quick answers
Credit Union of Emporia: common questions
Is Credit Union of Emporia NCUA insured?
Yes. Credit Union of Emporia is a federally insured credit union (NCUA charter #63319). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Credit Union of Emporia's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Credit Union of Emporia have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Emporia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cottonwood Valley BankBank Cedar Point, KS | 90 out of 100, Very strong | $38.1M | 14.4% | 0.00% | vs |
| Farmers and Drovers BankBank Council Grove, KS | 87 out of 100, Very strong | $221.9M | 25.4% | 0.37% | vs |
| The Farmers State Bank of Aliceville, KansasBank Westphalia, KS | 82 out of 100, Strong | $179.6M | 19.2% | 1.05% | vs |
| The Citizens State BankBank Gridley, KS | 81 out of 100, Strong | $336.2M | 12.1% | 0.58% | vs |
| The Lyon County State BankBank Emporia, KS | 77 out of 100, Strong | $212.5M | 9.6% | 0.20% | vs |
| Emporia State Federal Credit UnionCredit union Emporia, KS | 75 out of 100, Strong | $146.5M | 10.7% | 0.49% | vs |