Side-by-side · Q2 2026 data
Credit Union of Richmond Incorporat vs Dominion Energy Credit Union
Credit union
Credit Union of Richmond Incorporat
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Credit Union of Richmond Incorporat | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 84 |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 77 | 86 (stronger) |
| Earnings | 65 (stronger) | 49 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 83rd | 86th |
| Total assets | $64.6M | $336.4M |
| Deposits / shares | $53.7M | $278.4M |
| Capital ratio | 18.48% (stronger) | 14.35% |
| Problem loans | 0.69% | 0.43% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.40% |
| Return on assets | 1.13% (stronger) | 0.73% |
| Loans ÷ deposits | 32.0% (stronger) | 59.3% |
| Uninsured deposits | 7.4% | 3.6% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.6% |
Credit Union of Richmond Incorporat has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Richmond Incorporat leads on 5 and Dominion Energy Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.