TellerScore

Dominion Energy Credit Union (NCUA charter #66973) is based in North Chesterfi, Virginia. Its Q2 2026 call report shows $336.4M in total assets and $278.4M in member shares and deposits and 4 offices.

Dominion Energy Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 18th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 4% uninsured); earnings contributes the least (49/100, 0.73%).

TellerScore · Q2 2026

Scorecard

Capital cushion94/100
Net worth ratio: 14.35%
Loan quality86/100
Loans 60+ days delinquent ÷ total loans: 0.43%
Earnings49/100
Return on assets (annualized): 0.73%
Funding & liquidity100/100
Loans ÷ shares: 59.3% · 3.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (76 → 84), mostly because the earnings component improved by 14 points.

TellerScore
768084Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202476
Q1 202577
Q2 202576
Q3 202576
Q4 202577
Q1 202682
Q2 202684
Net worth ratio
7.00%10.67%14.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.11%
Q3 202413.26%
Q4 202413.35%
Q1 202513.19%
Q2 202513.56%
Q3 202513.78%
Q4 202513.98%
Q1 202613.90%
Q2 202614.35%
Delinquent loans (60+ days)
0.32%0.57%0.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.32%
Q3 20240.43%
Q4 20240.44%
Q1 20250.48%
Q2 20250.75%
Q3 20250.81%
Q4 20250.72%
Q1 20260.44%
Q2 20260.43%
Return on assets
0.18%0.45%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.18%
Q3 20240.20%
Q4 20240.18%
Q1 20250.40%
Q2 20250.37%
Q3 20250.45%
Q4 20250.44%
Q1 20260.71%
Q2 20260.73%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202684$336.4M14.35%0.43%0.73%59.3%
Q1 202682$353.9M13.90%0.44%0.71%57.2%
Q4 202577$336.6M13.98%0.72%0.44%62.9%
Q3 202576$340.2M13.78%0.81%0.45%62.5%
Q2 202576$342.0M13.56%0.75%0.37%62.2%
Q1 202577$356.5M13.19%0.48%0.40%60.4%
Q4 202476$344.6M13.35%0.44%0.18%63.9%
Q3 202476$347.5M13.26%0.43%0.20%65.0%
Q2 202476$349.9M13.11%0.32%0.18%64.5%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.35%
81st
Problem loans0.43%
71st
Net charge-offs0.40%
45th
Return on assets0.73%
49th
Loans to deposits59.3%
79th
Uninsured deposits3.6%
76th
Loan-loss reserves0.00%
50th
Texas ratio1.5%
82nd

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Transportation Federal Credit UnionCredit union Alexandria, VA60 out of 100, Moderate$345.6M9.9%0.86%vs
Paho/Who Federal Credit UnionCredit union Arlington, VA78 out of 100, Strong$325.8M14.3%0.64%vs
Agriculture Federal Credit UnionCredit union Merrifield, VA76 out of 100, Strong$350.7M12.4%0.52%vs
Homebase Federal Credit UnionCredit union Prince George, VA72 out of 100, Strong$297.8M10.9%0.96%vs
Bronco Federal Credit UnionCredit union Franklin, VA61 out of 100, Moderate$292.4M11.0%1.37%vs
Beacon Credit Union, IncorporatedCredit union Lynchburg, VA74 out of 100, Strong$391.6M11.6%0.24%vs

Deposit insurance

Is my money safe at Dominion Energy Credit Union?

Yes. Dominion Energy Credit Union is a federally insured credit union (NCUA charter #66973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($10.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Dominion Energy Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Dominion Energy Credit Union reported 141 home-loan applications under HMDA (LEI 549300VA7HOYYKO7DN28): 103 originated ($18,675,000 total), 27 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Dominion Energy Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66973
RSSD ID
244998
Primary regulator
State + NCUA
Established
1940
Headquarters
1100 Boulders Pkwy Ste 601, North Chesterfi, VA 23225
Employees
37

Quick answers

Dominion Energy Credit Union: common questions

Is Dominion Energy Credit Union NCUA insured?

Yes. Dominion Energy Credit Union is a federally insured credit union (NCUA charter #66973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Dominion Energy Credit Union's TellerScore?

84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Dominion Energy Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near North Chesterfi

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens Bank and Trust CompanyBank Blackstone, VA97 out of 100, Very strong$577.6M15.4%0.23%vs
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
1st Advantage Federal Credit UnionCredit union Newport News, VA90 out of 100, Very strong$1.1B16.7%0.45%vs
Richmond Virginia Fire Police Credi Credit UnionCredit union Richmond, VA88 out of 100, Very strong$21.2M15.4%0.55%vs
Credit Union of Richmond IncorporatCredit union Richmond, VA87 out of 100, Very strong$64.6M18.5%0.69%vs
Virginia National BankBank Charlottesville, VA83 out of 100, Strong$1.6B13.2%0.47%vs