Dominion Energy Credit Union (NCUA charter #66973) is based in North Chesterfi, Virginia. Its Q2 2026 call report shows $336.4M in total assets and $278.4M in member shares and deposits and 4 offices.
Dominion Energy Credit Union has a TellerScore of 84 out of 100 (strong) based on Q2 2026 data — higher than 86% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 18th. Funding & liquidity contributes the most (100/100, 59% loans-to-deposits, 4% uninsured); earnings contributes the least (49/100, 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (76 → 84), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 76 |
| Q4 2024 | 76 |
| Q1 2025 | 77 |
| Q2 2025 | 76 |
| Q3 2025 | 76 |
| Q4 2025 | 77 |
| Q1 2026 | 82 |
| Q2 2026 | 84 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.11% |
| Q3 2024 | 13.26% |
| Q4 2024 | 13.35% |
| Q1 2025 | 13.19% |
| Q2 2025 | 13.56% |
| Q3 2025 | 13.78% |
| Q4 2025 | 13.98% |
| Q1 2026 | 13.90% |
| Q2 2026 | 14.35% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.32% |
| Q3 2024 | 0.43% |
| Q4 2024 | 0.44% |
| Q1 2025 | 0.48% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.43% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.40% |
| Q2 2025 | 0.37% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.44% |
| Q1 2026 | 0.71% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $336.4M | 14.35% | 0.43% | 0.73% | 59.3% |
| Q1 2026 | 82 | $353.9M | 13.90% | 0.44% | 0.71% | 57.2% |
| Q4 2025 | 77 | $336.6M | 13.98% | 0.72% | 0.44% | 62.9% |
| Q3 2025 | 76 | $340.2M | 13.78% | 0.81% | 0.45% | 62.5% |
| Q2 2025 | 76 | $342.0M | 13.56% | 0.75% | 0.37% | 62.2% |
| Q1 2025 | 77 | $356.5M | 13.19% | 0.48% | 0.40% | 60.4% |
| Q4 2024 | 76 | $344.6M | 13.35% | 0.44% | 0.18% | 63.9% |
| Q3 2024 | 76 | $347.5M | 13.26% | 0.43% | 0.20% | 65.0% |
| Q2 2024 | 76 | $349.9M | 13.11% | 0.32% | 0.18% | 64.5% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Transportation Federal Credit UnionCredit union Alexandria, VA | 60 out of 100, Moderate | $345.6M | 9.9% | 0.86% | vs |
| Paho/Who Federal Credit UnionCredit union Arlington, VA | 78 out of 100, Strong | $325.8M | 14.3% | 0.64% | vs |
| Agriculture Federal Credit UnionCredit union Merrifield, VA | 76 out of 100, Strong | $350.7M | 12.4% | 0.52% | vs |
| Homebase Federal Credit UnionCredit union Prince George, VA | 72 out of 100, Strong | $297.8M | 10.9% | 0.96% | vs |
| Bronco Federal Credit UnionCredit union Franklin, VA | 61 out of 100, Moderate | $292.4M | 11.0% | 1.37% | vs |
| Beacon Credit Union, IncorporatedCredit union Lynchburg, VA | 74 out of 100, Strong | $391.6M | 11.6% | 0.24% | vs |
Deposit insurance
Is my money safe at Dominion Energy Credit Union?
Yes. Dominion Energy Credit Union is a federally insured credit union (NCUA charter #66973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.6% of shares and deposits ($10.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
4 locations
Branches
Dominion Energy Credit Union lists 4 offices in 3 cities. Most locations:
- Richmond, VA (2)
- Glen Allen, VA (1)
- North Chesterfield, VA (1)
HMDA 2025
Mortgage lending
In 2025, Dominion Energy Credit Union reported 141 home-loan applications under HMDA (LEI 549300VA7HOYYKO7DN28): 103 originated ($18,675,000 total), 27 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Dominion Energy Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66973
- RSSD ID
- 244998
- Primary regulator
- State + NCUA
- Established
- 1940
- Headquarters
- 1100 Boulders Pkwy Ste 601, North Chesterfi, VA 23225
- Employees
- 37
Quick answers
Dominion Energy Credit Union: common questions
Is Dominion Energy Credit Union NCUA insured?
Yes. Dominion Energy Credit Union is a federally insured credit union (NCUA charter #66973). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Dominion Energy Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Dominion Energy Credit Union have?
4 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near North Chesterfi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank and Trust CompanyBank Blackstone, VA | 97 out of 100, Very strong | $577.6M | 15.4% | 0.23% | vs |
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| 1st Advantage Federal Credit UnionCredit union Newport News, VA | 90 out of 100, Very strong | $1.1B | 16.7% | 0.45% | vs |
| Richmond Virginia Fire Police Credi Credit UnionCredit union Richmond, VA | 88 out of 100, Very strong | $21.2M | 15.4% | 0.55% | vs |
| Credit Union of Richmond IncorporatCredit union Richmond, VA | 87 out of 100, Very strong | $64.6M | 18.5% | 0.69% | vs |
| Virginia National BankBank Charlottesville, VA | 83 out of 100, Strong | $1.6B | 13.2% | 0.47% | vs |