Side-by-side · Q2 2026 data
Credit Union of Richmond Incorporat vs Loudoun Credit Union
Credit union
Credit Union of Richmond Incorporat
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Credit Union of Richmond Incorporat | Loudoun Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 46 |
| Capital cushion | 100 (stronger) | 31 |
| Loan quality | 77 (stronger) | 39 |
| Earnings | 65 (stronger) | 19 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 83rd | 6th |
| Total assets | $64.6M | $59.5M |
| Deposits / shares | $53.7M | $55.6M |
| Capital ratio | 18.48% (stronger) | 8.13% |
| Problem loans | 0.69% (stronger) | 1.83% |
| Net charge-offs | 0.19% (stronger) | 0.65% |
| Return on assets | 1.13% (stronger) | -0.02% |
| Loans ÷ deposits | 32.0% (stronger) | 32.3% |
| Uninsured deposits | 7.4% | 0.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Richmond Incorporat has the higher TellerScore (87 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Richmond Incorporat leads on 6 and Loudoun Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.