Loudoun Credit Union is a federally insured state-chartered credit union headquartered in Leesburg, Virginia, in business for about 48 years. At the end of Q2 2026 it reported $59.5M in total assets and $55.6M in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Loudoun Credit Union scores 46/100, which we describe as below average. That is higher than only 6% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 86th. Its strongest component is funding & liquidity (100/100; 32% loans-to-deposits, 0% uninsured), and its lowest is earnings (19/100; -0.02%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (61 → 46), mostly because the loan quality component weakened by 44 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 61 |
| Q4 2024 | 56 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 63 |
| Q1 2026 | 57 |
| Q2 2026 | 46 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.31% |
| Q3 2024 | 8.57% |
| Q4 2024 | 8.21% |
| Q1 2025 | 7.90% |
| Q2 2025 | 8.03% |
| Q3 2025 | 8.01% |
| Q4 2025 | 8.32% |
| Q1 2026 | 8.44% |
| Q2 2026 | 8.13% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.67% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.50% |
| Q3 2025 | 0.64% |
| Q4 2025 | 0.47% |
| Q1 2026 | 0.87% |
| Q2 2026 | 1.83% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.58% |
| Q3 2024 | -0.27% |
| Q4 2024 | -0.29% |
| Q1 2025 | 0.27% |
| Q2 2025 | 0.35% |
| Q3 2025 | 0.36% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.13% |
| Q2 2026 | -0.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 46 | $59.5M | 8.13% | 1.83% | -0.02% | 32.3% |
| Q1 2026 | 57 | $57.6M | 8.44% | 0.87% | 0.13% | 34.9% |
| Q4 2025 | 63 | $58.2M | 8.32% | 0.47% | 0.37% | 35.7% |
| Q3 2025 | 60 | $60.1M | 8.01% | 0.64% | 0.36% | 36.3% |
| Q2 2025 | 61 | $59.3M | 8.03% | 0.50% | 0.35% | 36.8% |
| Q1 2025 | 60 | $59.4M | 7.90% | 0.50% | 0.27% | 36.4% |
| Q4 2024 | 56 | $56.7M | 8.21% | 0.50% | -0.29% | 39.7% |
| Q3 2024 | 61 | $55.2M | 8.57% | 0.21% | -0.27% | 41.5% |
| Q2 2024 | 54 | $56.4M | 8.31% | 0.67% | -0.58% | 39.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hopewell Chemical Federal Credit UnionCredit union Hopewell, VA | 73 out of 100, Strong | $55.6M | 10.8% | 0.31% | vs |
| Credit Union of Richmond IncorporatCredit union Richmond, VA | 87 out of 100, Very strong | $64.6M | 18.5% | 0.69% | vs |
| Newport News Mun. Emp Credit UnionCredit union Newport News, VA | 64 out of 100, Moderate | $54.4M | 10.3% | 1.64% | vs |
| Hampton Roads Educ Credit Union IncCredit union Hampton, VA | 58 out of 100, Moderate | $46.9M | 8.4% | 1.00% | vs |
| Northern Star Credit Union, Inc.Credit union Portsmouth, VA | 85 out of 100, Very strong | $73.7M | 16.8% | 0.32% | vs |
| Vantage Point Federal Credit UnionCredit union Hopewell, VA | 71 out of 100, Strong | $45.0M | 16.7% | 2.20% | vs |
Deposit insurance
Is my money safe at Loudoun Credit Union?
Yes. Loudoun Credit Union is a federally insured credit union (NCUA charter #66954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.2% of shares and deposits ($112K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.13%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Loudoun Credit Union lists 1 office in 1 city. Most locations:
- Leesburg, VA (1)
Identity & history
Profile
- Legal name
- Loudoun Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66954
- RSSD ID
- 1018534
- Primary regulator
- State + NCUA
- Established
- 1978
- Headquarters
- 6 W Market St, Loudoun Credit Unio, Leesburg, VA 20176
- Employees
- 9
Quick answers
Loudoun Credit Union: common questions
Is Loudoun Credit Union NCUA insured?
Yes. Loudoun Credit Union is a federally insured credit union (NCUA charter #66954). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Loudoun Credit Union's TellerScore?
46 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Loudoun Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Leesburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Ferko Md Federal Credit UnionCredit union Frederick, MD | 94 out of 100, Very strong | $30.1M | 19.4% | 0.58% | vs |
| First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA | 85 out of 100, Very strong | $1.1M | 14.4% | 0.00% | vs |
| City National Bank of West VirginiaBank Charleston, WV | 78 out of 100, Strong | $6.8B | 9.6% | 0.22% | vs |
| ACNB BankBank Gettysburg, PA | 77 out of 100, Strong | $3.3B | 11.2% | 0.40% | vs |
| John Marshall BankBank Reston, VA | 76 out of 100, Strong | $2.4B | 12.9% | 0.01% | vs |