Side-by-side · Q2 2026 data
Credit Union of Richmond Incorporat vs Newport News Mun. Emp Credit Union
Credit union
Credit Union of Richmond Incorporat
Richmond, Virginia · Under $100 million in assets
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Credit Union of Richmond Incorporat | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 77 (stronger) | 45 |
| Earnings | 65 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 83rd | 28th |
| Total assets | $64.6M | $54.4M |
| Deposits / shares | $53.7M | $49.2M |
| Capital ratio | 18.48% (stronger) | 10.27% |
| Problem loans | 0.69% (stronger) | 1.64% |
| Net charge-offs | 0.19% (stronger) | 1.24% |
| Return on assets | 1.13% | 1.21% (stronger) |
| Loans ÷ deposits | 32.0% (stronger) | 48.3% |
| Uninsured deposits | 7.4% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Credit Union of Richmond Incorporat has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Credit Union of Richmond Incorporat leads on 5 and Newport News Mun. Emp Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.