Newport News Mun. Emp Credit Union (NCUA charter #66970) is based in Newport News, Virginia. Its Q2 2026 call report shows $54.4M in total assets and $49.2M in member shares and deposits and 3 offices across 2 states.
Based on its Q2 2026 filing, Newport News Mun. Emp Credit Union scores 64/100, which we describe as moderate. That is higher than only 28% of 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 62nd. Its strongest component is funding & liquidity (100/100; 48% loans-to-deposits, 4% uninsured), and its lowest is loan quality (45/100; 1.64%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (61 → 64), mostly because the earnings component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 60 |
| Q3 2024 | 58 |
| Q4 2024 | 55 |
| Q1 2025 | 66 |
| Q2 2025 | 61 |
| Q3 2025 | 65 |
| Q4 2025 | 64 |
| Q1 2026 | 64 |
| Q2 2026 | 64 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.99% |
| Q3 2024 | 8.29% |
| Q4 2024 | 8.62% |
| Q1 2025 | 8.65% |
| Q2 2025 | 8.99% |
| Q3 2025 | 9.28% |
| Q4 2025 | 9.59% |
| Q1 2026 | 9.89% |
| Q2 2026 | 10.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.58% |
| Q3 2024 | 1.91% |
| Q4 2024 | 2.35% |
| Q1 2025 | 1.19% |
| Q2 2025 | 1.88% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.72% |
| Q1 2026 | 1.77% |
| Q2 2026 | 1.64% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.58% |
| Q3 2024 | 1.56% |
| Q4 2024 | 1.51% |
| Q1 2025 | 1.51% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.62% |
| Q4 2025 | 1.49% |
| Q1 2026 | 1.46% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $54.4M | 10.27% | 1.64% | 1.21% | 48.3% |
| Q1 2026 | 64 | $55.2M | 9.89% | 1.77% | 1.46% | 48.4% |
| Q4 2025 | 64 | $54.8M | 9.59% | 1.72% | 1.49% | 50.0% |
| Q3 2025 | 65 | $55.6M | 9.28% | 1.61% | 1.62% | 50.3% |
| Q2 2025 | 61 | $54.8M | 8.99% | 1.88% | 1.59% | 52.4% |
| Q1 2025 | 66 | $54.3M | 8.65% | 1.19% | 1.51% | 51.7% |
| Q4 2024 | 55 | $52.1M | 8.62% | 2.35% | 1.51% | 53.4% |
| Q3 2024 | 58 | $52.9M | 8.29% | 1.91% | 1.56% | 52.1% |
| Q2 2024 | 60 | $52.3M | 7.99% | 1.58% | 1.58% | 53.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hopewell Chemical Federal Credit UnionCredit union Hopewell, VA | 73 out of 100, Strong | $55.6M | 10.8% | 0.31% | vs |
| Loudoun Credit UnionCredit union Leesburg, VA | 46 out of 100, Below average | $59.5M | 8.1% | 1.83% | vs |
| Hampton Roads Educ Credit Union IncCredit union Hampton, VA | 58 out of 100, Moderate | $46.9M | 8.4% | 1.00% | vs |
| Vantage Point Federal Credit UnionCredit union Hopewell, VA | 71 out of 100, Strong | $45.0M | 16.7% | 2.20% | vs |
| Credit Union of Richmond IncorporatCredit union Richmond, VA | 87 out of 100, Very strong | $64.6M | 18.5% | 0.69% | vs |
| Patent and Trademark Office Federal Credit UnionCredit union Alexandria, VA | 39 out of 100, Low | $40.1M | 7.1% | 2.59% | vs |
Deposit insurance
Is my money safe at Newport News Mun. Emp Credit Union?
Yes. Newport News Mun. Emp Credit Union is a federally insured credit union (NCUA charter #66970). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.9% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.27%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Newport News Mun. Emp Credit Union lists 3 offices in 2 cities across 2 states. Most locations:
- Newport News, VA (2)
- Frisco, TX (1)
Identity & history
Profile
- Legal name
- Newport News Mun. Emp Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 66970
- RSSD ID
- 988591
- Primary regulator
- State + NCUA
- Established
- 1950
- Headquarters
- 502 Operations Drive, Newport News, VA 23602
- Employees
- 10
Quick answers
Newport News Mun. Emp Credit Union: common questions
Is Newport News Mun. Emp Credit Union NCUA insured?
Yes. Newport News Mun. Emp Credit Union is a federally insured credit union (NCUA charter #66970). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Newport News Mun. Emp Credit Union's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Newport News Mun. Emp Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Newport News
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of Southside VirginiaBank Carson, VA | 97 out of 100, Very strong | $670.3M | 23.4% | 0.08% | vs |
| Virginia Educators Credit UnionCredit union Newport News, VA | 96 out of 100, Very strong | $76.3M | 24.2% | 0.43% | vs |
| Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA | 93 out of 100, Very strong | $26.8M | 20.1% | 0.41% | vs |
| 1st Advantage Federal Credit UnionCredit union Newport News, VA | 90 out of 100, Very strong | $1.1B | 16.7% | 0.45% | vs |
| Ibew Local Union 80 Federal Credit UnionCredit union Norfolk, VA | 84 out of 100, Strong | $1.8M | 13.3% | 0.57% | vs |
| Pfd Firefighters Credit Union Inc.Credit union Portsmouth, VA | 82 out of 100, Strong | $34.4M | 14.9% | 0.07% | vs |