TellerScore

Side-by-side · Q2 2026 data

Credit Union One vs Honor Credit Union

Credit union

Credit Union One

Ferndale, Michigan · $1 billion – $10 billion

76of 100
Strong

Credit union

Honor Credit Union

Berrien Springs, Michigan · $1 billion – $10 billion

70of 100
Strong

Metric by metric

MeasureCredit Union OneHonor Credit Union
TellerScore76 (stronger)70
Capital cushion6672 (stronger)
Loan quality86 (stronger)69
Earnings67 (stronger)55
Funding & liquidity78 (stronger)75
Problem-loan coverage94 (stronger)87
Peer percentile79th58th
Total assets$1.8B$1.9B
Deposits / shares$1.6B$1.6B
Capital ratio11.63%12.16% (stronger)
Problem loans0.42% (stronger)0.92%
Net charge-offs0.32% (stronger)0.54%
Return on assets1.18% (stronger)0.87%
Loans ÷ deposits82.5% (stronger)84.8%
Uninsured deposits5.9% (stronger)9.6%
Offices1720
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)29.5%22.6%

Credit Union One has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Credit Union One leads on 6 and Honor Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions