Side-by-side · Q2 2026 data
Crescent Bank vs Synergy Bank
Metric by metric
| Measure | Crescent Bank | Synergy Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 61 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 57 (stronger) | 31 |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 99th | 24th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $880.1M | $1.1B |
| Capital ratio | 15.01% (stronger) | 11.26% |
| Problem loans | 1.28% (stronger) | 2.07% |
| Net charge-offs | -6.72% (stronger) | 0.19% |
| Return on assets | 8.34% (stronger) | 1.60% |
| Loans ÷ deposits | 43.7% (stronger) | 78.5% |
| Uninsured deposits | 3.2% (stronger) | 29.0% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Crescent Bank has the higher TellerScore (89 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Crescent Bank leads on 7 and Synergy Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.