TellerScore

Crescent Bank is a state-chartered bank headquartered in Metairie, Louisiana, in business for about 35 years. At the end of Q2 2026 it reported $1.1B in total assets and $880.1M in deposits, with 5 offices.

Crescent Bank has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 2nd. Capital cushion contributes the most (100/100, 15.01%); loan quality contributes the least (57/100, 1.28%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 15.01%
Loan quality57/100
Noncurrent loans ÷ total loans: 1.28%
Earnings100/100
Return on assets (annualized): 8.34%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 43.7% · 3.2% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 3.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 28 points (61 → 89), mostly because the loan quality component improved by 54 points.

TellerScore
336291Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202446
Q3 202433
Q4 202437
Q1 202559
Q2 202561
Q3 202559
Q4 202556
Q1 202691
Q2 202689
Tier 1 leverage ratio
5.00%11.14%17.29%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.69%
Q3 20249.66%
Q4 202410.77%
Q1 202510.94%
Q2 202512.42%
Q3 202512.58%
Q4 202513.00%
Q1 202617.29%
Q2 202615.01%
Noncurrent loans
1.08%2.47%3.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20242.73%
Q3 20242.98%
Q4 20243.35%
Q1 20252.60%
Q2 20252.90%
Q3 20253.39%
Q4 20253.85%
Q1 20261.08%
Q2 20261.28%
Return on assets
-1.54%9.05%19.63%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.57%
Q3 2024-1.54%
Q4 2024-0.24%
Q1 20252.04%
Q2 20252.67%
Q3 20251.70%
Q4 20251.25%
Q1 202619.63%
Q2 20268.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$1.1B15.01%1.28%8.34%43.7%
Q1 202691$1.0B17.29%1.08%19.63%39.0%
Q4 202556$971.2M13.00%3.85%1.25%83.6%
Q3 202559$1.0B12.58%3.39%1.70%86.0%
Q2 202561$1.0B12.42%2.90%2.67%90.9%
Q1 202559$1.1B10.94%2.60%2.04%90.4%
Q4 202437$1.1B10.77%3.35%-0.24%88.9%
Q3 202433$1.2B9.66%2.98%-1.54%86.4%
Q2 202446$1.3B10.69%2.73%0.57%89.2%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.01%
93rd
Total risk-based capital35.17%
99th
Problem loans1.28%
20th
Net charge-offs-6.72%
100th
Return on assets8.34%
100th
Net interest margin4.48%
87th
Efficiency ratio0.0%
100th
Loans to deposits43.7%
97th
Uninsured deposits3.2%
99th
Loan-loss reserves1.31%
71st
Texas ratio3.1%
55th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
The Evangeline Bank and Trust CompanyBank Ville Platte, LA77 out of 100, Strong$1.1B14.2%1.24%vs
Liberty Bank and Trust CompanyBank New Orleans, LA68 out of 100, Moderate$1.1B11.4%0.89%vs
First Federal Bank of LouisianaBank Lake Charles, LA70 out of 100, Strong$1.1B12.0%0.17%vs
Fidelity BankBank New Orleans, LA64 out of 100, Moderate$1.2B20.3%1.85%vs
JD BankBank Jennings, LA76 out of 100, Strong$1.3B11.9%0.40%vs
Synergy BankBank Houma, LA61 out of 100, Moderate$1.3B11.3%2.07%vs

Deposit insurance

Is my money safe at Crescent Bank?

Yes. Crescent Bank is an FDIC-insured institution (FDIC certificate #33492). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 3.2% of deposits ($28.2M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 15.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 35.17% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

Crescent Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Crescent Bank
Former names
Crescent Bank & Trust; City Bank & Trust
Type
State-chartered bank
FDIC certificate #
33492
RSSD ID
1885932
Primary regulator
FDIC
Holding company
Cb&t Holding Corp
Established
August 30, 1991
Headquarters
2201 Veterans Memorial Blvd, Metairie, LA 70002
Employees
44

Quick answers

Crescent Bank: common questions

Is Crescent Bank FDIC insured?

Yes. Crescent Bank is an FDIC-insured institution (FDIC certificate #33492). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Crescent Bank's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Crescent Bank ever failed?

There is no failure record for FDIC certificate #33492 in the FDIC failed bank list.

How many branches does Crescent Bank have?

5 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Metairie

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs
United Community BankBank Raceland, LA83 out of 100, Strong$665.5M14.5%0.73%vs