Side-by-side · Q2 2026 data
Cross Bank vs Armor Bank
Metric by metric
| Measure | Cross Bank | Armor Bank |
|---|---|---|
| TellerScore | 54 | 66 (stronger) |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 18 | 86 (stronger) |
| Earnings | 97 (stronger) | 55 |
| Funding & liquidity | 51 | 71 (stronger) |
| Problem-loan coverage | 62 | 93 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $593.5M | $516.9M |
| Deposits / shares | $480.7M | $460.5M |
| Capital ratio | 10.45% (stronger) | 9.40% |
| Problem loans | 2.47% | 0.41% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.91% (stronger) | 0.88% |
| Loans ÷ deposits | 97.7% | 84.7% (stronger) |
| Uninsured deposits | 26.0% | 19.7% (stronger) |
| Offices | 10 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.2% | — |
Armor Bank has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Cross Bank leads on 2 and Armor Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.