Armor Bank (FDIC certificate #28812) is based in Forrest City, Arkansas. Its Q2 2026 call report shows $516.9M in total assets and $460.5M in deposits and 13 offices.
Armor Bank has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 31% of its 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 48th. Problem-loan coverage contributes the most (93/100, 3.3%); capital cushion contributes the least (44/100, 9.40%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (65 → 66).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 61 |
| Q4 2024 | 62 |
| Q1 2025 | 65 |
| Q2 2025 | 65 |
| Q3 2025 | 66 |
| Q4 2025 | 66 |
| Q1 2026 | 69 |
| Q2 2026 | 66 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.83% |
| Q3 2024 | 8.33% |
| Q4 2024 | 8.85% |
| Q1 2025 | 9.02% |
| Q2 2025 | 9.15% |
| Q3 2025 | 9.17% |
| Q4 2025 | 9.12% |
| Q1 2026 | 9.32% |
| Q2 2026 | 9.40% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.17% |
| Q3 2025 | 0.16% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | 0.14% |
| Q4 2024 | 0.22% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.60% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.81% |
| Q2 2026 | 0.88% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $516.9M | 9.40% | 0.41% | 0.88% | 84.7% |
| Q1 2026 | 69 | $499.5M | 9.32% | 0.00% | 0.81% | 80.7% |
| Q4 2025 | 66 | $481.6M | 9.12% | 0.16% | 0.69% | 82.8% |
| Q3 2025 | 66 | $487.1M | 9.17% | 0.16% | 0.71% | 87.7% |
| Q2 2025 | 65 | $468.8M | 9.15% | 0.17% | 0.60% | 84.1% |
| Q1 2025 | 65 | $468.7M | 9.02% | 0.02% | 0.47% | 83.4% |
| Q4 2024 | 62 | $466.6M | 8.85% | 0.02% | 0.22% | 86.9% |
| Q3 2024 | 61 | $493.3M | 8.33% | 0.00% | 0.14% | 85.8% |
| Q2 2024 | 61 | $450.6M | 8.83% | 0.00% | 0.10% | 87.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of DeQueenBank De Queen, AR | 64 out of 100, Moderate | $525.1M | 8.5% | 1.23% | vs |
| Eagle Bank and Trust CompanyBank Little Rock, AR | 83 out of 100, Strong | $505.7M | 16.4% | 0.65% | vs |
| Fidelity BankBank West Memphis, AR | 78 out of 100, Strong | $546.8M | 13.1% | 0.74% | vs |
| Citizens' Bank & Trust Co.Bank Van Buren, AR | 82 out of 100, Strong | $566.4M | 11.8% | 0.20% | vs |
| First National Bank of Eastern ArkansasBank Forrest City, AR | 72 out of 100, Strong | $589.5M | 11.0% | 0.64% | vs |
| Cross BankBank Wynne, AR | 54 out of 100, Below average | $593.5M | 10.5% | 2.47% | vs |
Deposit insurance
Is my money safe at Armor Bank?
Yes. Armor Bank is an FDIC-insured institution (FDIC certificate #28812). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.7% of deposits ($90.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.40%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
13 locations
Branches
Armor Bank lists 11 offices in 9 cities. Most locations:
- Little Rock, AR (3)
- Forrest City, AR (1)
- Hot Springs, AR (1)
- Jonesboro, AR (1)
- Marianna, AR (1)
- Marked Tree, AR (1)
- Rogers, AR (1)
- Trumann, AR (1)
- Tyronza, AR (1)
Identity & history
Profile
- Legal name
- Armor Bank
- Former names
- Forrest City Bank, FSB; Forrest City Bank, National Association; Forrest City Savings and Loan Association, F.A.; Forrest City Savings and Loan Association; Armor Bank, National Association
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 28812
- RSSD ID
- 168571
- Primary regulator
- FED
- Holding company
- Big Creek Bancshares Inc
- Established
- January 1, 1919
- Headquarters
- 715 N Washington St, Forrest City, AR 72335
- Website
- www.armor.bank
- Employees
- 75
Quick answers
Armor Bank: common questions
Is Armor Bank FDIC insured?
Yes. Armor Bank is an FDIC-insured institution (FDIC certificate #28812). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Armor Bank's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Armor Bank ever failed?
There is no failure record for FDIC certificate #28812 in the FDIC failed bank list.
How many branches does Armor Bank have?
13 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Forrest City
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fidelity BankBank West Memphis, AR | 78 out of 100, Strong | $546.8M | 13.1% | 0.74% | vs |
| First National Bank of Eastern ArkansasBank Forrest City, AR | 72 out of 100, Strong | $589.5M | 11.0% | 0.64% | vs |
| Partners BankBank Helena, AR | 71 out of 100, Strong | $417.1M | 13.7% | 0.93% | vs |
| Regions BankBank Birmingham, AL | 64 out of 100, Moderate | $159.8B | 9.5% | 0.93% | vs |
| Cross BankBank Wynne, AR | 54 out of 100, Below average | $593.5M | 10.5% | 2.47% | vs |
| First Financial BankBank El Dorado, AR | 50 out of 100, Below average | $2.0B | 11.2% | 3.64% | vs |