Side-by-side · Q2 2026 data
Cross Valley Federal Credit Union vs Bhcu Credit Union
Credit union
Cross Valley Federal Credit Union
Wilkes Barre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Cross Valley Federal Credit Union | Bhcu Credit Union |
|---|---|---|
| TellerScore | 65 | 70 (stronger) |
| Capital cushion | 32 | 69 (stronger) |
| Loan quality | 77 | 78 (stronger) |
| Earnings | 59 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 34th | 51st |
| Total assets | $300.0M | $276.2M |
| Deposits / shares | $276.7M | $241.7M |
| Capital ratio | 8.23% | 11.88% (stronger) |
| Problem loans | 0.69% | 0.67% (stronger) |
| Net charge-offs | 0.28% | 0.14% (stronger) |
| Return on assets | 0.98% (stronger) | 0.66% |
| Loans ÷ deposits | 48.2% (stronger) | 86.4% |
| Uninsured deposits | 4.1% (stronger) | 13.1% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Bhcu Credit Union has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cross Valley Federal Credit Union leads on 3 and Bhcu Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.