Side-by-side · Q2 2026 data
Crossroads Bank vs SouthStar Bank, S.S.B.
Metric by metric
| Measure | Crossroads Bank | SouthStar Bank, S.S.B. |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 24 | 79 (stronger) |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 92 (stronger) | 47 |
| Problem-loan coverage | 71 | 87 (stronger) |
| Peer percentile | 34th | 83rd |
| Total assets | $380.7M | $1.4B |
| Deposits / shares | $345.4M | $1.1B |
| Capital ratio | 11.64% | 13.28% (stronger) |
| Problem loans | 2.29% | 0.62% (stronger) |
| Net charge-offs | 0.18% | 0.07% (stronger) |
| Return on assets | 2.56% (stronger) | 1.55% |
| Loans ÷ deposits | 60.9% (stronger) | 91.9% |
| Uninsured deposits | 21.2% (stronger) | 34.2% |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | 21.5% |
SouthStar Bank, S.S.B. has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 3 and SouthStar Bank, S.S.B. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Moulton, TX