Side-by-side · Q2 2026 data
Crossroads Bank vs Security Savings Bank
Metric by metric
| Measure | Crossroads Bank | Security Savings Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 88 (stronger) | 79 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 98th | 77th |
| Total assets | $234.7M | $241.4M |
| Deposits / shares | $195.0M | $210.1M |
| Capital ratio | 15.97% (stronger) | 12.97% |
| Problem loans | 0.06% (stronger) | 0.30% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.39% (stronger) | 0.96% |
| Loans ÷ deposits | 71.9% | 71.6% (stronger) |
| Uninsured deposits | 10.4% (stronger) | 23.4% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Bank has the higher TellerScore (93 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Bank leads on 6 and Security Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.