Headquartered in Monmouth, Illinois, Security Savings Bank is a si with $241.4M in total assets and $210.1M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1882.
Based on its Q2 2026 filing, Security Savings Bank scores 80/100, which we describe as strong. That is higher than 77% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 68th. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is earnings (58/100; 0.96%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (72 → 80), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 72 |
| Q4 2024 | 72 |
| Q1 2025 | 76 |
| Q2 2025 | 72 |
| Q3 2025 | 77 |
| Q4 2025 | 78 |
| Q1 2026 | 79 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.78% |
| Q3 2024 | 10.98% |
| Q4 2024 | 11.23% |
| Q1 2025 | 11.56% |
| Q2 2025 | 11.77% |
| Q3 2025 | 12.13% |
| Q4 2025 | 12.31% |
| Q1 2026 | 12.49% |
| Q2 2026 | 12.97% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.21% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.15% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.46% |
| Q2 2026 | 0.30% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.53% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.72% |
| Q2 2025 | 0.86% |
| Q3 2025 | 0.81% |
| Q4 2025 | 0.87% |
| Q1 2026 | 1.13% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $241.4M | 12.97% | 0.30% | 0.96% | 71.6% |
| Q1 2026 | 79 | $250.3M | 12.49% | 0.46% | 1.13% | 66.9% |
| Q4 2025 | 78 | $247.6M | 12.31% | 0.23% | 0.87% | 68.9% |
| Q3 2025 | 77 | $243.0M | 12.13% | 0.19% | 0.81% | 70.6% |
| Q2 2025 | 72 | $237.6M | 11.77% | 0.73% | 0.86% | 70.2% |
| Q1 2025 | 76 | $243.2M | 11.56% | 0.15% | 0.72% | 69.0% |
| Q4 2024 | 72 | $245.7M | 11.23% | 0.18% | 0.53% | 71.3% |
| Q3 2024 | 72 | $243.5M | 10.98% | 0.21% | 0.53% | 69.3% |
| Q2 2024 | 72 | $245.8M | 10.78% | 0.21% | 0.53% | 67.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of FarmingtonBank Farmington, IL | 66 out of 100, Moderate | $240.1M | 11.0% | 0.20% | vs |
| BankChampaign, National AssociationBank Champaign, IL | 84 out of 100, Strong | $242.8M | 11.8% | 0.00% | vs |
| Security Bank, s.b.Bank Springfield, IL | 70 out of 100, Strong | $244.5M | 10.1% | 0.16% | vs |
| First Federal Savings and Loan Association of Central Illinois, S.B.Bank Shelbyville, IL | 69 out of 100, Moderate | $235.0M | 10.7% | 0.70% | vs |
| Crossroads BankBank Effingham, IL | 93 out of 100, Very strong | $234.7M | 16.0% | 0.06% | vs |
| Warren-Boynton State BankBank New Berlin, IL | 79 out of 100, Strong | $234.5M | 12.1% | 0.41% | vs |
Deposit insurance
Is my money safe at Security Savings Bank?
Yes. Security Savings Bank is an FDIC-insured institution (FDIC certificate #28925). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.4% of deposits ($49.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.97%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Security Savings Bank lists 2 offices in 2 cities. Most locations:
- Monmouth, IL (1)
- Stronghurst, IL (1)
Identity & history
Profile
- Legal name
- Security Savings Bank
- Former names
- Security Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 28925
- RSSD ID
- 708379
- Primary regulator
- FDIC
- Holding company
- Security Bcorp Mhc
- Established
- January 1, 1882
- Headquarters
- 220 E Broadway, Monmouth, IL 61462
- Website
- www.securitysavings.com
- Employees
- 32
Quick answers
Security Savings Bank: common questions
Is Security Savings Bank FDIC insured?
Yes. Security Savings Bank is an FDIC-insured institution (FDIC certificate #28925). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Security Savings Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Security Savings Bank ever failed?
There is no failure record for FDIC certificate #28925 in the FDIC failed bank list.
How many branches does Security Savings Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Monmouth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| Community National Bank in MonmouthBank Monmouth, IL | 77 out of 100, Strong | $55.1M | 13.1% | 0.90% | vs |
| Blackhawk Bank & TrustBank Milan, IL | 76 out of 100, Strong | $2.0B | 10.5% | 0.09% | vs |
| Farmers State Bank of Western IllinoisBank Alpha, IL | 74 out of 100, Strong | $167.3M | 14.1% | 1.74% | vs |
| Gale Credit UnionCredit union Galesburg, IL | 73 out of 100, Strong | $73.7M | 10.6% | 0.33% | vs |