Side-by-side · Q2 2026 data
Crossroads Financial Federal Credit Union vs Members Advantage Credit Union
Credit union
Crossroads Financial Federal Credit Union
Portland, Indiana · $100 million – $1 billion
Credit union
Members Advantage Credit Union
Michigan City, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Crossroads Financial Federal Credit Union | Members Advantage Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 60 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 98 (stronger) | 59 |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 100th | 21st |
| Total assets | $102.4M | $132.2M |
| Deposits / shares | $86.4M | $120.5M |
| Capital ratio | 15.12% (stronger) | 9.47% |
| Problem loans | 0.05% (stronger) | 1.23% |
| Net charge-offs | 0.07% (stronger) | 0.09% |
| Return on assets | 2.37% (stronger) | 0.44% |
| Loans ÷ deposits | 54.4% | 42.8% (stronger) |
| Uninsured deposits | 2.2% (stronger) | 2.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Financial Federal Credit Union has the higher TellerScore (100 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Financial Federal Credit Union leads on 6 and Members Advantage Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.