Side-by-side · Q2 2026 data
Crossroads Financial Federal Credit Union vs Members Choice Credit Union
Credit union
Crossroads Financial Federal Credit Union
Portland, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Crossroads Financial Federal Credit Union | Members Choice Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 92 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 85 |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 100th | 92nd |
| Total assets | $102.4M | $38.9M |
| Deposits / shares | $86.4M | $31.7M |
| Capital ratio | 15.12% | 17.95% (stronger) |
| Problem loans | 0.05% (stronger) | 0.44% |
| Net charge-offs | 0.07% | -1.11% (stronger) |
| Return on assets | 2.37% (stronger) | 1.44% |
| Loans ÷ deposits | 54.4% (stronger) | 61.6% |
| Uninsured deposits | 2.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Financial Federal Credit Union has the higher TellerScore (100 vs 92). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Financial Federal Credit Union leads on 4 and Members Choice Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.