Side-by-side · Q2 2026 data
Crossroads Financial Federal Credit Union vs Perfect Circle Credit Union
Credit union
Crossroads Financial Federal Credit Union
Portland, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Crossroads Financial Federal Credit Union | Perfect Circle Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 98 (stronger) | 26 |
| Earnings | 100 (stronger) | 56 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 100th | 30th |
| Total assets | $102.4M | $63.2M |
| Deposits / shares | $86.4M | $55.7M |
| Capital ratio | 15.12% (stronger) | 12.77% |
| Problem loans | 0.05% (stronger) | 2.21% |
| Net charge-offs | 0.07% (stronger) | 0.42% |
| Return on assets | 2.37% (stronger) | 0.90% |
| Loans ÷ deposits | 54.4% | 40.2% (stronger) |
| Uninsured deposits | 2.2% | 1.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crossroads Financial Federal Credit Union has the higher TellerScore (100 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Crossroads Financial Federal Credit Union leads on 5 and Perfect Circle Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.