Side-by-side · Q2 2026 data
Crouse Hinds Employees Federal Credit Union vs Beginnings Credit Union
Credit union
Crouse Hinds Employees Federal Credit Union
Syracuse, New York · Under $100 million in assets
Metric by metric
| Measure | Crouse Hinds Employees Federal Credit Union | Beginnings Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 71 | 90 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 69 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 75th | 82nd |
| Total assets | $6.9M | $1.5B |
| Deposits / shares | $6.1M | $1.3B |
| Capital ratio | 12.13% | 14.01% (stronger) |
| Problem loans | 0.13% (stronger) | 0.69% |
| Net charge-offs | 0.35% (stronger) | 0.39% |
| Return on assets | 1.22% (stronger) | 0.73% |
| Loans ÷ deposits | 39.3% (stronger) | 82.3% |
| Uninsured deposits | 12.9% | 9.2% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Crouse Hinds Employees Federal Credit Union has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Crouse Hinds Employees Federal Credit Union leads on 5 and Beginnings Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.